{"id":587,"date":"2017-04-10T15:19:30","date_gmt":"2017-04-10T20:19:30","guid":{"rendered":"http:\/\/forwardmutual.com\/news\/?p=587"},"modified":"2017-05-19T08:21:56","modified_gmt":"2017-05-19T13:21:56","slug":"giving-back-to-the-community","status":"publish","type":"post","link":"https:\/\/www.forwardmutual.com\/news\/2017\/04\/giving-back-to-the-community\/","title":{"rendered":"Giving Back to the Community"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-590 aligncenter\" src=\"http:\/\/forwardmutual.com\/news\/wp-content\/uploads\/2017\/04\/FullCircleWork.jpg\" alt=\"Forward Mutuals full circle of Neighbor Helping Neighbor\" width=\"1000\" height=\"742\" srcset=\"https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2017\/04\/FullCircleWork.jpg 1000w, https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2017\/04\/FullCircleWork-300x223.jpg 300w, https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2017\/04\/FullCircleWork-768x570.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/p>\n<p>At Forward Mutual&#8217;s recent\u00a0annual policyholder&#8217;s meeting, Kim Ersland, Regional Marketing Manager for <a href=\"https:\/\/www.grinnellmutual.com\/grinnell-re\" target=\"_blank\" rel=\"noopener noreferrer\">Grinnell Re<\/a>, evoked an interesting thought. She said\u00a0Forward Mutual gives\u00a0back to the community every time it pays a claim.<\/p>\n<p>Forward Mutual has a rich tradition of &#8220;neighbor helping neighbor&#8221; and it&#8217;s\u00a0long been involved with the\u00a0community. But how does paying claims fit into this scenario? Perhaps it&#8217;s an\u00a0indirect way\u00a0of giving back, but it&#8217;s important nonetheless. Let&#8217;s examine\u00a0this further, because it happens\u00a0wherever people live, work and play.<\/p>\n<p>When a disaster causes damage to\u00a0a policyholder&#8217;s property, Forward\u00a0is quick to make an examination and pay the necessary claim to make repairs. This funding enables property owners to 1) make repairs themselves and spend locally for supplies, or 2) hire\u00a0local contractors, which provides jobs\u00a0and enables\u00a0them to spend locally for supplies. When we spend local, we keep our money local. When we hire local contractors, we enable them to support their families, buy homes, and commit themselves to the community.<\/p>\n<p>Here&#8217;s where &#8220;neighbor helping neighbor&#8221; shows through the greatest.\u00a0Forward is a mutual organization, meaning it&#8217;s the policyholders themselves who are giving back to the community. B<span class=\"s1\">ecause of the support of other policyholders, people can afford the risk of starting a business or purchasing property.\u00a0<\/span><\/p>\n<p>&#8220;<span class=\"s1\">Without the support of Forward Mutual, the ability to buy a home or farm or start a small business becomes less likely as consumers are not able to afford the risk they would have,&#8221; explains\u00a0Ersland. \u00a0&#8220;A single loss would mean risking everything. People cannot and will not make that choice as it is too high a level of uncertainty, but m<\/span><span class=\"s1\">utual insurance makes sure that the risk is\u00a0possible.\u00a0<\/span><span class=\"s1\">I think it is one of the most unique and integral parts of supporting a community as it allows it to grow and thrive with less uncertainty.<\/span><span class=\"s1\">&#8221;\u00a0<\/span><\/p>\n<p>Giving back to our community is an investment that benefits everyone. Forward Mutual is proud to offer its support.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-595 aligncenter\" src=\"http:\/\/forwardmutual.com\/news\/wp-content\/uploads\/2017\/04\/4_4_Community_2.jpg\" alt=\"Forward Mutual's 2016 annual report\" width=\"1000\" height=\"603\" srcset=\"https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2017\/04\/4_4_Community_2.jpg 1000w, https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2017\/04\/4_4_Community_2-300x181.jpg 300w, https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2017\/04\/4_4_Community_2-768x463.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>At Forward Mutual&#8217;s recent\u00a0annual policyholder&#8217;s meeting, Kim Ersland, Regional Marketing Manager for Grinnell Re, evoked an interesting thought. She said\u00a0Forward Mutual gives\u00a0back to the community every time it pays a claim. Forward Mutual has a rich tradition of &#8220;neighbor helping neighbor&#8221; and it&#8217;s\u00a0long been involved with the\u00a0community. But how does paying claims fit into this [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[24,8,32],"tags":[9,55,11],"class_list":{"0":"post-587","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-annual-meeting","7":"category-community-support","8":"category-mutual","9":"tag-community","10":"tag-grinnell","11":"tag-mutual","12":"entry"},"featured_image_src":null,"featured_image_src_square":null,"author_info":{"display_name":"forwardmutual","author_link":"https:\/\/www.forwardmutual.com\/news\/author\/forwardmutual\/"},"_links":{"self":[{"href":"https:\/\/www.forwardmutual.com\/news\/wp-json\/wp\/v2\/posts\/587","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.forwardmutual.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.forwardmutual.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.forwardmutual.com\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.forwardmutual.com\/news\/wp-json\/wp\/v2\/comments?post=587"}],"version-history":[{"count":0,"href":"https:\/\/www.forwardmutual.com\/news\/wp-json\/wp\/v2\/posts\/587\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.forwardmutual.com\/news\/wp-json\/wp\/v2\/media?parent=587"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.forwardmutual.com\/news\/wp-json\/wp\/v2\/categories?post=587"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.forwardmutual.com\/news\/wp-json\/wp\/v2\/tags?post=587"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}