{"id":1298,"date":"2019-08-29T20:34:40","date_gmt":"2019-08-30T01:34:40","guid":{"rendered":"https:\/\/www.forwardmutual.com\/news\/?p=1298"},"modified":"2021-01-21T10:15:11","modified_gmt":"2021-01-21T15:15:11","slug":"by-the-minutes-the-start-of-the-21st-century","status":"publish","type":"post","link":"https:\/\/www.forwardmutual.com\/news\/2019\/08\/by-the-minutes-the-start-of-the-21st-century\/","title":{"rendered":"By the Minutes: The Start of the 21st Century"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Change comes naturally with the passage of time and the first ten years of the new millennium brought many changes for the mutual insurance industry, including our area mutuals. <\/p>\n\n\n\n<h4 class=\"wp-block-heading\">125 Years of Dedicated Protection<\/h4>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"789\" height=\"1024\" src=\"https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_125-Anni-1-789x1024.jpg\" alt=\"\" class=\"wp-image-1308\" srcset=\"https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_125-Anni-1-789x1024.jpg 789w, https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_125-Anni-1-231x300.jpg 231w, https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_125-Anni-1-768x996.jpg 768w, https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_125-Anni-1.jpg 2000w\" sizes=\"auto, (max-width: 789px) 100vw, 789px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">On August 27, 2000, Ixonia Mutual celebrated its 125th anniversary with a \u201cPicnic in the Park.\u201d&nbsp;Over 550 people attended this momentous event.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"614\" src=\"https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_125-Anni-2-1024x614.jpg\" alt=\"\" class=\"wp-image-1309\" srcset=\"https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_125-Anni-2-1024x614.jpg 1024w, https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_125-Anni-2-300x180.jpg 300w, https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_125-Anni-2-768x461.jpg 768w, https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_125-Anni-2.jpg 2000w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"614\" src=\"https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_125-Anni-3-1024x614.jpg\" alt=\"\" class=\"wp-image-1310\" srcset=\"https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_125-Anni-3-1024x614.jpg 1024w, https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_125-Anni-3-300x180.jpg 300w, https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_125-Anni-3-768x461.jpg 768w, https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_125-Anni-3.jpg 2000w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"614\" src=\"https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_125-Anni-4-1024x614.jpg\" alt=\"\" class=\"wp-image-1311\" srcset=\"https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_125-Anni-4-1024x614.jpg 1024w, https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_125-Anni-4-300x180.jpg 300w, https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_125-Anni-4-768x461.jpg 768w, https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_125-Anni-4.jpg 2000w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">National Tragedy Affected All<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">A year later, tragedy struck and changed the tone of our nation. On September 11 (9\/11), Islamic terrorists attacked the Twin Towers of the World Trade Center in New York and the Pentagon in Washington D.C., horrifying Americans and people throughout the world.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"764\" src=\"https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_9-11_Nathan_2-1024x764.jpg\" alt=\"\" class=\"wp-image-1323\" srcset=\"https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_9-11_Nathan_2-1024x764.jpg 1024w, https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_9-11_Nathan_2-300x224.jpg 300w, https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_9-11_Nathan_2-768x573.jpg 768w, https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_9-11_Nathan_2.jpg 1093w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>A Coast Guard rescue team from Sandy Hook, N.J., races to the scene of the World Trade Center terrorist attack. U.S. Coast Guard photo by Petty Officer 2nd Class Tom Sperduto \/ dvidshub.net<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">These events affected the insurance industry, trickling down to even the small mutuals in Wisconsin. The USA Patriot Act, signed into law by President George W. Bush in October 2001, required insurance companies to report possible money laundering. The Terrorist Risk Insurance Act, signed into law in November 2002, required insurance companies to cover acts of terrorism. Mutual reinsurance costs increased by over 7.5% in 2002. These changes greatly affected Ixonia Mutual Insurance Company and Watertown Mutual Agency. \u00a0<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Changes in Structure of Leadership<\/h4>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignright is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_HowardWiedenhoeft-819x1024.jpg\" alt=\"Howard Wiedenhoeft, Ixonia Mutual Insurance Company CEO and President\" class=\"wp-image-1313\" width=\"205\" height=\"256\" srcset=\"https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_HowardWiedenhoeft-819x1024.jpg 819w, https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_HowardWiedenhoeft-240x300.jpg 240w, https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_HowardWiedenhoeft-768x960.jpg 768w, https:\/\/www.forwardmutual.com\/news\/wp-content\/uploads\/2019\/08\/32_HowardWiedenhoeft.jpg 2000w\" sizes=\"auto, (max-width: 205px) 100vw, 205px\" \/><figcaption>Howard Wiedenhoeft, CEO and President, Ixonia Mutual Insurance Company<\/figcaption><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">In 2006, Ixonia Mutual changed the corporate structure of its board of directors. The president of the board became chairperson of the board and a new position of president and CEO of the company was created. This new position was responsible for managing the mutual, which previously had been the duty of the board secretary. It additionally helped distinguish between the board of director officers and the management of the mutual. Howard Wiedenhoeft served as Ixonia Mutual\u2019s first president and CEO.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Changes in Technology<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">The year of 2006 brought many technology changes for Ixonia Mutual. With a goal of promoting the mutual and reaching out to its insureds, Ixonia Mutual published its first internet website. The office installed a digital file system for electronically storing paper documents, which made its expansive filing cabinets nearly obsolete.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Changes also came to the insurance coverage world, which were indicative of the ever-developing technological times. To keep up with policyholder demands, Ixonia Mutual added new coverages, including Identity Theft Coverage in 2006 and Equipment Breakdown Coverage in 2008.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It&#8217;s interesting to look back at those first ten years of the new century. So many changes occurred, yet both Ixonia Mutual and Watertown Mutual continued to meet the needs of their insureds. <\/p>\n\n\n\n<hr>\n\n\n\n<h4 class=\"wp-block-heading\">Read more!<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/forwardmutual.com\/news\/2017\/04\/by-the-minutes\/\" target=\"_blank\" rel=\"noreferrer noopener\">By the Minutes: Introduction<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/forwardmutual.com\/news\/2017\/04\/by-the-minutes-1872-1875\/\" target=\"_blank\" rel=\"noreferrer noopener\">1872 Watertown Mutual Founded<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/forwardmutual.com\/news\/2017\/05\/by-the-minutes-ixonia-mutual-founded\/\" target=\"_blank\" rel=\"noreferrer noopener\">1875 Ixonia Mutual Founded<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/forwardmutual.com\/news\/2017\/05\/by-the-minutes-comparing-the-capitalizing-of-two-early-mutuals\/\" target=\"_blank\" rel=\"noreferrer noopener\">Comparing the Capitalizing of Two Early Mutuals<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/forwardmutual.com\/news\/2017\/05\/by-the-minutes-a-mutuals-first-claim\/\" target=\"_blank\" rel=\"noreferrer noopener\">A Mutual\u2019s First Claim<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/forwardmutual.com\/news\/2017\/05\/supporting-dairy-in-the-late-1800s\/\" target=\"_blank\" rel=\"noreferrer noopener\">Supporting Dairy in the Late 1800s<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a rel=\"noreferrer noopener\" href=\"http:\/\/forwardmutual.com\/news\/2017\/06\/early-challenges-for-a-young-mutual\/\" target=\"_blank\">1879 Early Challenges for a Young Mutual<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.forwardmutual.com\/news\/2017\/07\/by-the-minutes-ixonia-mutuals-first-1000-claim\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ixonia Mutual\u2019s First $1000 Loss<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/forwardmutual.com\/news\/2017\/07\/a-year-of-neighbor-helping-neighbor\/\" target=\"_blank\" rel=\"noreferrer noopener\">1885 A Year of Neighbor Helping Neighbor<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a rel=\"noreferrer noopener\" href=\"http:\/\/forwardmutual.com\/news\/2017\/08\/changes-of-by-laws-1875-1899\/\" target=\"_blank\">Changes of Bylaws<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/forwardmutual.com\/news\/2017\/08\/our-dairy-heritage\/\" target=\"_blank\" rel=\"noreferrer noopener\">Our Dairy Heritage<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/forwardmutual.com\/news\/2017\/09\/by-the-minutes-insuring-automobiles\/\" target=\"_blank\" rel=\"noreferrer noopener\">Insuring Automobiles<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/forwardmutual.com\/news\/2017\/10\/taxes-war-and-the-english-language\/\" target=\"_blank\" rel=\"noreferrer noopener\">Taxes, War and the English Language<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/forwardmutual.com\/news\/2017\/10\/supporting-the-communitys-fire-protection\/\" target=\"_blank\" rel=\"noreferrer noopener\">Supporting the Community\u2019s Fire Protection<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/forwardmutual.com\/news\/2017\/11\/board-directors-and-their-meetings\/\" target=\"_blank\" rel=\"noreferrer noopener\">Board Directors and Their Meetings<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/forwardmutual.com\/news\/2017\/11\/standardization-of-wisconsin-mutuals\/\" target=\"_blank\" rel=\"noreferrer noopener\">Standardization of Wisconsin Mutuals<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/forwardmutual.com\/news\/2017\/11\/by-the-minutes-electricity-and-foxes\/\" target=\"_blank\" rel=\"noreferrer noopener\">Of Electricity, Radio and Foxes<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/forwardmutual.com\/news\/2017\/12\/our-annual-meetings-over-the-years\/\" target=\"_blank\" rel=\"noreferrer noopener\">Our Annual Meetings Over the Years<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/forwardmutual.com\/news\/2018\/01\/tumultuous-1930-1940s\/\" target=\"_blank\" rel=\"noreferrer noopener\">Tumultuous 1930-1940s<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/forwardmutual.com\/news\/2018\/01\/how-a-major-disaster-affected-extended-coverage-and-reinsurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">How a Major Disaster Affected Extended Coverage and Reinsurance<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/forwardmutual.com\/news\/2018\/02\/surviving-the-big-dogs-in-the-1960s\/\" target=\"_blank\" rel=\"noreferrer noopener\">Surviving the Big Dogs in the 1960s<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/forwardmutual.com\/news\/2018\/03\/introducing-agents-to-the-mutuals\/\" target=\"_blank\" rel=\"noreferrer noopener\">Introducing Agents to the Mutuals<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/forwardmutual.com\/news\/2018\/04\/accounting-over-the-years\/\" target=\"_blank\" rel=\"noreferrer noopener\">Accounting Over the Years<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/forwardmutual.com\/news\/2018\/04\/centennial-anniversaries\/\" target=\"_blank\" rel=\"noreferrer noopener\">Centennial Anniversaries<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/forwardmutual.com\/news\/2018\/05\/mutual-offices\/\" target=\"_blank\" rel=\"noreferrer noopener\">Mutual Offices<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/forwardmutual.com\/news\/2018\/06\/by-the-minutes-mutual-managers-and-staff\/\" target=\"_blank\" rel=\"noreferrer noopener\">Mutual Managers and Staff<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a rel=\"noreferrer noopener\" href=\"https:\/\/www.forwardmutual.com\/news\/2018\/07\/establishing-confidence-in-financial-strength\" target=\"_blank\">Establishing Confidence in Financial Strength<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a rel=\"noreferrer noopener\" href=\"https:\/\/www.forwardmutual.com\/news\/2019\/05\/entering-the-era-of-computers\/\" target=\"_blank\">Entering the Era of Computers<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a rel=\"noreferrer noopener\" href=\"https:\/\/www.forwardmutual.com\/news\/2019\/06\/the-1990s-advancement-and-angst\/\" target=\"_blank\">The 1990s, Advancement and Angst<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a rel=\"noreferrer noopener\" href=\"https:\/\/www.forwardmutual.com\/news\/2019\/08\/by-the-minutes-the-start-of-the-21st-century\/\" target=\"_blank\">The Start of the 21st Century<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a rel=\"noreferrer noopener\" href=\"https:\/\/www.forwardmutual.com\/news\/2019\/11\/concord-and-watertown-merge\/\" target=\"_blank\">Concord and Watertown Merge<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.forwardmutual.com\/news\/2019\/12\/ixonia-mutual-and-watertown-mutual-merge-and-a-new-company-is-formed\/\">Ixonia Mutual and Watertown Mutual Merge and a New Company is Formed<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a rel=\"noreferrer noopener\" href=\"https:\/\/www.forwardmutual.com\/news\/2020\/01\/setting-the-stage-moving-forward-with-a-new-2020-vision\/\" target=\"_blank\">Setting the Stage, Moving Forward with a New 2020 Vision<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a rel=\"noreferrer noopener\" href=\"https:\/\/www.forwardmutual.com\/news\/2020\/01\/by-the-minutes-the-new-forward-mutual\/\" target=\"_blank\">The New Forward Mutual<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a rel=\"noreferrer noopener\" href=\"https:\/\/www.forwardmutual.com\/news\/2020\/02\/post-script\/\" target=\"_blank\">Post Script<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Change comes naturally with the passage of time and the first ten years of the new millennium brought many changes for the mutual insurance industry, including our area mutuals. 125 Years of Dedicated Protection On August 27, 2000, Ixonia Mutual celebrated its 125th anniversary with a \u201cPicnic in the Park.\u201d&nbsp;Over 550 people attended this momentous [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[56,32],"tags":[],"class_list":{"0":"post-1298","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-history","7":"category-mutual","8":"entry"},"featured_image_src":null,"featured_image_src_square":null,"author_info":{"display_name":"forwardmutual","author_link":"https:\/\/www.forwardmutual.com\/news\/author\/forwardmutual\/"},"_links":{"self":[{"href":"https:\/\/www.forwardmutual.com\/news\/wp-json\/wp\/v2\/posts\/1298","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.forwardmutual.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.forwardmutual.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.forwardmutual.com\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.forwardmutual.com\/news\/wp-json\/wp\/v2\/comments?post=1298"}],"version-history":[{"count":2,"href":"https:\/\/www.forwardmutual.com\/news\/wp-json\/wp\/v2\/posts\/1298\/revisions"}],"predecessor-version":[{"id":1752,"href":"https:\/\/www.forwardmutual.com\/news\/wp-json\/wp\/v2\/posts\/1298\/revisions\/1752"}],"wp:attachment":[{"href":"https:\/\/www.forwardmutual.com\/news\/wp-json\/wp\/v2\/media?parent=1298"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.forwardmutual.com\/news\/wp-json\/wp\/v2\/categories?post=1298"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.forwardmutual.com\/news\/wp-json\/wp\/v2\/tags?post=1298"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}